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Unified Payments API

ONE API.
EVERY PAYMENT METHOD.

A single REST integration for web, app and messaging — with local methods across every market you sell in.

  • REST + Webhooks
  • Smart routing
  • PCI DSS L1

Why a unified API

Three integration wins you get on day one — and every day after.

Ship in days

One endpoint, typed SDKs and a sandbox that mirrors production. No per-method rewrites.

Compliance handled

PCI DSS L1, 3DS 2 and regional rules are managed for you — hosted UIs keep raw card data off your servers.

Global by default

Add local methods and new markets from the same integration. No re-integration, no re-cert.

The API

Take control with one flexible endpoint

Accept, authorize, capture and refund through a single request shape. Every payment method — cards, wallets, bank transfers, BNPL — behaves the same way in your codebase.

  • Smart routing. Route each transaction to the acquirer with the best cost and auth rate.
  • 3DS 2 orchestration. Frictionless flows when possible, step-up when required.
  • Vaulting & network tokens. Store cards once, reuse everywhere — PCI stays on us.
  • Webhooks & idempotency. Reliable event delivery with retry, replay and idempotency keys.
  • One endpoint, every method. Cards, wallets, bank transfers, BNPL — same request shape.

Pre-built interfaces on the same API

Pick the integration that fits your stack. All of them speak the same endpoint.

  1. 01

    Flow

    Drop-in components you compose into your own checkout. Dynamic method display, validation and 3DS built-in.

    Explore Flow
  2. 02

    Hosted Payment Page

    A PiqPay-hosted page you can brand and launch in under a day. Zero PCI scope for your stack.

    Explore HPP
  3. 03

    Payment Links

    One link, any channel — email, WhatsApp, SMS, social. Create from the dashboard or via API.

    Explore Payment Links
  4. 04

    Mobile SDK

    Native iOS and Android SDKs — full UI or headless — for pixel-perfect in-app checkout.

    Explore Mobile SDK
  5. 05

    Plugins

    Ship payments into Shopify, WooCommerce and Magento without touching a line of code.

    Explore Plugins

Check out on every channel

One API. Any surface your customers use to pay.

Web

Responsive components for any browser.

Mobile app

Native SDKs for iOS and Android.

Messaging

Links across WhatsApp, SMS and email.

Invoicing

Embed payment links into any invoice.

In-person & OEM

Voice, wearables and connected commerce.

Ready to ship payments on one API?

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